15 October 2015 Military Pay

Military Pay Dates (1)

Note:  Including this payday, there are just four military paydays until Christmas.  Plan accordingly!

Payday is always a hot topic here at The Paycheck Chronicles, and this pay period is no different.  The next regular, active duty pay day is Thursday, 15 October 2015.  You will hear your friends, neighbors and workmates talking about receiving that pay at different times depending on which bank or credit union they use for their active duty pay.  Don’t assume that your pay will be deposited at the same time as someone else’s pay.  If you are not sure of your bank or credit union’s policies about active duty pay deposits, call them, or ask me in the comments and I’ll find out for you.

Deposited on the Actual Payday

Most military members will see their active duty military pay deposited in Thursday, 15 October 2015.

This includes Navy Federal Credit Union (NFCU) members who use any type of checking account that is NOT an Active Duty checking account for their pay.  NFCU members who use a non-Active Duty checking account will have their pay available for use on the morning of 15 October 2015.

One Business Day Early

The most common early direct deposit offer is to deposit active duty military pay one business day early.  Financial institutions that offer this include USAA and Pacific Marine Credit Union.

One business day early is also the deposit schedule for NFCU members who use an Active Duty checking account for their military direct deposit.  NFCU Active Duty checking customers will have their pay available for use on the morning of Wednesday, 14 October 2015.

Two Business Days Early

Service Credit Union offers their active duty military customers the benefit of early direct deposit two business days prior to the actual military payday.  For this pay period, that date will be Tuesday, 13 October 2015.

Other Banks??

There are a bjillion other banks and credit unions used by military members for their pay deposits.  If you are not sure about your financial institution’s pay deposit policies, call them or stop by a branch to ask questions.  Or, leave a question in the comments.  I’m always happy to learn more about military pay topics, and then I can share what I’ve learned with others.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • Guest contributor

    Yes, direct deposit transfers from the Treasury are made to commercial banking facilities about 10 days BEFORE the actual paydate. It is up to the commercial banking facility if they want to further deposit the funds into their customer’s accounts before the actual paydate, but the Treasury highly discourages the practice.