Giving Thanks

November 27, 2014 | Kate Horrell

First, thank you to all the readers of The Paycheck Chronicles.  I am thankful that you read what I write, and that you allow me to have a job that I love. Studies have shown a direct correlation … [Read more...]

Black Friday Planning

November 26, 2014 | Kate Horrell

I just received an email from my friend J. Money, talking about his very sensible list of the things that you're "allowed" to buy on Black Friday.  (Warning, J does like his colorful language.  If … [Read more...]

Reason 4,976 For An Emergency Fund

November 25, 2014 | Kate Horrell

You know, we financial folks are always going on  about why people need an emergency fund and a little extra room in their budget. This week has been yet another reminder for me. One of my … [Read more...]

Changes To Allotment Rules (Making Me Cranky)

November 24, 2014 | Kate Horrell

Effective 1 January 2015, the military will not longer permit pay allotments for the purchase of personal property.  This means vehicles, sofas, TVs, refrigerators and pool tables will no longer be … [Read more...]

Roth TSPs Require New Election in 2015

November 21, 2014 | Kate Horrell

Some of you may have received an email about the Roth TSP changes, and it is a little confusing.  Let me try to make it simple. The Defense Finance and Accounting Service has recently posted a … [Read more...]

1 December 2014 Military Pay

November 20, 2014 | Kate Horrell

Monday paydays always cause a lot of drama, and I know from years past that people get worked up about the November end-of-month payday.  So, buckle your seat belts and hang on while I lay out what … [Read more...]

Free Book: Homemade Christmas Gifts

November 20, 2014 | Kate Horrell

Today and tomorrow only, Toni Anderson's Homemade Christmas Gifts is free for your Kindle through Amazon.  Full of ideas for make-at-home holiday gifts, this book includes step-by-step instructions … [Read more...]

AAFES & NEX Black Friday Ads Available

November 19, 2014 | Kate Horrell

If you're a Black Friday shopper, you might like to take a peek at the AAFES and NEX Black Friday ads posted at  Each entry includes both a text list of the items for sale by category, and … [Read more...]

From The Mailbag: Roth TSP and CZTE

November 18, 2014 | Kate Horrell

We've discovered that there are more details and some confusing things involved in annual addition limit contributions made with CZTE.  If you are planning a contribution strategy, be sure to read … [Read more...]

Kate Is Clueless: What The Exchange Stocks

November 17, 2014 | Kate Horrell

As you may know, I don't know about a lot of stuff.  One thing that completely baffles me is the products that are stocked by the military exchanges, including AAFES and the NEX.  I know that I … [Read more...]

Do You Need A Little Holiday Help?

November 14, 2014 | Kate Horrell

When you’re a military family, money can be tight.  Deployments and PCS moves can wreck a budget.  When money is tight, facing the Christmas season can be depressing.  Thankfully, there are many … [Read more...]

Serving Military Members: Do This Now

November 13, 2014 | Kate Horrell

Today's warning is courtesy of several different comment conversations on several different posts around the internet.  If you are still on active duty, (ahem, my husband), please, please make the … [Read more...]

Fact or Fiction: Division of Retirement Pay

November 12, 2014 | Kate Horrell

I feel like I have written about this subject way too much already, but I have received a sudden surge in email and comments about the division of military retirement as a marital asset.  So, let's … [Read more...]

Thank you, Veterans

November 11, 2014 | Kate Horrell

It seems sort of frivolous to talk about money on Veterans Day.  So, I won't. To all the veterans out there, thank you for your service to our country.  I appreciate the sacrifices you've made so … [Read more...]