15 February 2013 Military Pay

The next regular, active duty, military payday is next Friday, 15 February 2013.  That is the day designated by Congress for payday, and that is day that financial institutions are instructed to post your pay.  Banks and credit unions that are trying to gain military customers often offer “early direct deposit” as a benefit, with several variations on the idea.

Banks and credit unions that deposit active duty pay one business day early will have February mid-month pay deposited on Thursday, 14 February 2013.  Institutions with this policy include  USAA and Pacific Marine Credit Union (PMCU).

Navy Federal Credit Union (NFCU) member’s will see their pay deposited on different days depending on their checking account type.    Members with Active Duty checking accounts will have their pay pending on Wednesday, 13 February 2013, to be posted overnight and available for use on Thursday, 14 February 2013.  Members with other types of checking accounts will have their pay pending on Thursday, 14 February 2013, to be posted overnight and available for use on Friday, 15 February 2013.

Service Credit Union offers direct deposit up to two days early.  It is likely that Service Credit Union members will have their pay deposited on Wednesday, 13 February 2013, but there is no guarantee.    Service Credit Union never  guarantees that pay will be deposited early, but their track record is pretty good.

As always, pay can come at any time during the day.  For more information, see  What Time Will I Get Paid?

Is it past payday, and you still don’t see your pay deposited?  Use the steps in Why Hasn’t My Pay Been Deposited? to figure out what has gone wrong.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • Brandi

    There is a rumor active duty military will not be getting paid for the month of March 2013. Do you know anything about this? Thank you.

    • guest

      It is just that, a rumor. Active military pay, as well as veteran pay and care has been exempted from any cuts that go into effect as the result of sequester.

      Although with all of the uncertainty floating around it’s a good time to make sure everyones got that emergency fund in place.

    • KateKashman

      Guest is correct, military pay is exempt from the sequester, when and if it happens. See How Sequestration Will Affect Your Life for more information: https://paycheck-chronicles.military.com/2013/01/0

  • Guest 2

    Is there a number I can call to speak to someone about LES paycheck? There is a direct withdrawal that is coming from my checking account and I need to research it.

    • KateKashman

      Guest, I’m not sure I understand what you are asking. If you have a withdrawal coming out of your checking account, you need to talk to your bank and find out who is making the withdrawals. Then contact the withdrawer directly.

  • lisa

    on our les it says we are getting paid but nothing has been deposited in the bank and nothing is pending to be deposited…hmmm