Payday is coming, and I can tell because my email is filled with people asking me when they’ll get paid. Because 1 October 2011 is on a Saturday, the next payday is Friday, 30 September 2011. So when should you expect to see your deposit posted to your account? That depends on your bank and sometimes even what kind of account you have.
If you have a regular bank account and have no reason to believe that your pay will be deposited early, then you should expect to see your deposit sometime on Friday, 30 September 2011. You can check your previous deposits if you are not sure when your bank usually releases funds. It can be anytime on Friday, depending on system capabilities and other variables.
If your bank is one that offers early release of funds for military direct deposit, like USAA or PMCU, then you will see your deposit on Thursday, 29 September 2011. Again, it can be any time that day.
A note about this Navy Federal prediction: This is not official information. This is my estimate based upon Navy Federal’s stated policies and my readers past experiences. I could be totally wrong.
If your pay is deposited to Navy Federal Credit Union, you will need to know what kind of account you have. Navy Federal offers a variety of different checking accounts, including Active Duty checking, Everyday checking, Flagship checking, and e-Checking. Early direct deposit is only available for customers who have an Active Duty checking account. Active Duty checking account customers should see their deposit posted overnight on Wednesday, 28 September and be available for use on Thursday, 29 September. Customers with any other kind of checking account should see their deposit posted overnight on Thursday, 29 September and be available for use on Friday, 30 September. Not sure what kind of account you have? Check your online account access page, call NFCU, or stop by your branch and ask!