Save on Electric Bills With Supplier Programs

July 30, 2015 | Kate Horrell

Utility bills can be a large part of your budget, but thankfully there are at least 101 ways to lower the amount that you spend on your various utilities.  One of my favorite ways to save on … [Read more...]

Programs Offer School Supplies

July 29, 2015 | Kate Horrell

Across the country, a variety of different charities offer programs that provide school supplies for children of military families. Operation Homefront's Back-to-School Brigade In the … [Read more...]

Kate Is Clueless About Cell Phone Spending

July 28, 2015 | Kate Horrell

We've been back in the United States for three-ish days, and we're knocking through all those "get settled in a new country" chores.  One job that is making me crazy is setting up cell phone service … [Read more...]

Be Careful of Credit Card Catches

July 15, 2015 | Kate Horrell

If you are going to use credit cards, it is important to have the best card for your situation.  Unfortunately, it can be hard to compare various credit card offers because there are often so many … [Read more...]

Print A Lot? Consider A Laser Printer

July 10, 2015 | Kate Horrell

If you do any quantity of black and white printing at home, you absolutely need to consider whether the purchase of a laser printer would decrease your overall printing costs.  Inkjet printers are … [Read more...]

Beware of Fake Car Financing

July 01, 2015 | Kate Horrell

If you are in the market for a new or a new-to-you car, beware of a common car financing scam.  While it goes by many names, such as yo-yo financing, or spot financing, the details remain the same: … [Read more...]

Babies Don’t Need That Much Stuff

June 25, 2015 | Kate Horrell

A friend is expecting her first baby, and the conversation came around to the things that would be needed for the new baby.  I am a firm believer that our society wastes a lot of money on unnecessary … [Read more...]

“Can I Afford To Buy This?”

June 15, 2015 | Kate Horrell

A friend recently came to me, looking for advice about purchasing a new car. Now, this friend and I have some differences in our basic views about money, and particularly car payments. As you know, I … [Read more...]

Don’t Create A Life Where Money Rules You

June 12, 2015 | Kate Horrell

One of the hardest parts about being a financial coach is seeing families struggle with the most common money mistakes.  Because they are so common, I feel like they should be known, and that people … [Read more...]

Don’t Default On Student Loans

June 11, 2015 | Kate Horrell

A piece in last Sunday's New York Times has fired up the internet.  Lee Siegel's  Why I Defaulted On My Student Loans is a narcissistic, illogical rant about the cost of higher education and the … [Read more...]

Kate Is Clueless: Cell Phone Expenses

June 09, 2015 | Kate Horrell

If you're a regular reader here at the Paycheck Chronicles, you'll know that we are moving back to the actual United States this summer. In addition to all the usual PCS moving chaos, there is the … [Read more...]

Do I Have To Give Her Money?

June 08, 2015 | Kate Horrell

Sometimes, I get emails that make me wonder what people are thinking.  I had to think about this one for several days before responding, and I think the email response that I sent wasn't very good. … [Read more...]

Strategic Shopping Can Pay Off

June 04, 2015 | Kate Horrell

We recently made a long trip to visit family, and one of the first things I did was visit a nearby military base to purchase some basic, over-the-counter medical supplies at the Exchange.  My mom … [Read more...]

Do Younger Service Member Drive Nicer Cars?

June 02, 2015 | Kate Horrell
Mustang Shelby

I was at an event recently, and someone was talking about one particular car that is on our base.  The car in question is exactly the stereo-type of what a young, single service member would buy, … [Read more...]