Spending

Unplanned Expenses Are Not Emergencies

Unplanned Expenses are Not Emergencies

One of the hardest parts of learning how to manage your finances is dealing with unplanned expenses that don’t happen on a regular schedule.  It’s…


honda-civic

Put Your Money Where Your Heart Is

“Duh. Why didn’t I think of that?” That was my reaction to a conversation I had with a colleague here at USAA. He was talking…


Military Star Card

Military Star Card Questions & Answers

The Exchange Credit Program offers the Military Star card to qualified, authorized military exchange patrons.  Here are a few questions I’ve received about the program:…


Free Christmas Trees for Military Families

Free Christmas Trees for Military Families

Once again, the Christmas Spirit Foundation is offering free Christmas trees for military members and their families at selected locations across the country.  With generous support from…


1773595

What To Do When Your Car Is A Mistake

Everyone makes mistakes, and everyone makes mistakes with money.  Sometimes it’s something small, but sometimes it is a big mistake that is going to cost…


Have a frugal thanksgiving, with all the love!

Thankful for A Frugal Thanksgiving

Because we have lived all over the world, we try extra hard to spend holidays with family when we can.  And because we just built…


Avoid the holiday cash crunch with this simple plan.

Avoid Holiday Cash Chaos

The holidays are coming, and with them come lots of expenses.  I’m sure we’re not the only family that feels the holiday cash crunch.  Thankfully, much…


Thinking about a loan? Test your payment and feel confident that you can afford it!

Test Your Payment Before You Commit

Today, I’m going to tell you about a different way that I look at whether someone can afford a loan.  It’s not crazy revolutionary, but…



How to rate a charity and be sure your contributions will be doing the most good.

How To Decide If A Charity Is Good

It’s Harvest for the Hungry week at my kids’ school, and they were talking about the benefits of donating cash versus donating actual food.  We…



Liberty Mutual's Deductible Fund Explained

Liberty Mutual’s Deductible Fund Explained

If you watch television, or listen to the radio, you’ve probably seen/heard the aggressive ad campaign by Liberty Mutual Insurance company.  In a series of…


USAA Closing Financial Centers

USAA Closing Financial Centers

In a somewhat surprising move, USAA recently announced that it will be closing all but four of its financial centers.  Why is this happening, and…


Is It Time To Invest?

Do It Right: Is It Time To Invest?

You may be watching the markets and wondering, “Is it time to invest?” Well, I’ve got no window into what the future holds, but I…


car

Do Your Car Expenses Meet The Rule?

Guidelines help make life a little more manageable.  Thankfully, they are everywhere.  You can find a guideline for just about anything.  Today, I want to…




Should Your Next Car Be New Or Used?

New Or Used Car? 5 Factors To Consider

Experience is a powerful influence. And it certainly plays a central role in my decision-making when faced with the choice of a new car versus…


Temptation

Remove the Temptation

I don’t know about you, but I am easily tempted to spend money.  It is best if I stay out of stores, away from catalogs,…


Do You Have The Right Insurance Deductibles?

Do You Have The Right Insurance Deductibles?

Insurance is an important part of your overall financial well-being.  Auto insurance, life insurance, renter’s insurance, homeowners insurance…they’re all important.  Most types of insurance policies…