When and Where Will 2015 Rates Be Published?

December 17, 2014 | Kate Horrell

I know that I am not the only person who spends a silly amount of time surfing around the various military websites, trying to see if the 2015 military pay and allowances have been officially … [Read more...]

From The Mailbag: BAH Questions

December 12, 2014 | Kate Horrell

  This week's collection of email questions is all about BAH: Question: "I was told they are going to do away with BAH, is this true??" Answer: "No.  There are proposals to decrease the … [Read more...]

What 99% BAH Means For You

December 11, 2014 | Kate Horrell

The 2015 National Defense Authorization Act contains a particular provision that has been vocally unpopular with military families:  a reduction of the amount of housing costs that Basic Allowance … [Read more...]

BAH Rate Protection Rules

December 10, 2014 | Kate Horrell

As we all wait for the 2015 Basic Allowance for Housing (BAH) rates to be released, it is a good time to review the Department of Defense (DOD) policy on BAH rate protection. Each year, the DoD … [Read more...]

How Much House Do You Rate?

December 04, 2014 | Kate Horrell

With all the conversation about Basic Allowance for Housing (BAH), a lot of people have been asking about housing size.  The BAH formula is based around the concept that there is a size and type of … [Read more...]

Just Let The House Go

October 27, 2014 | Kate Horrell

In my past life, I worked for a mortgage bank.  I worked in the loss mitigation department, which is a fancy way of saying that our department was in charge of making sure that we lost as little … [Read more...]

Florida Permits Homestead Exemption After PCS Move

September 24, 2014 | Kate Horrell

I recently learned an interesting thing about Florida law.  In Section 196.061 of the Florida Statutes, it say that when property is owned and used as a homestead by a person serving in the Armed … [Read more...]

Reading and Understanding Leases

August 14, 2014 | Kate Horrell

We military families move a lot.  That means lots of different houses, and lots of different lease agreements.  Whenever you are in a house that you don't own, you should have a lease agreement of … [Read more...]

A Cautionary Landlord Story

August 13, 2014 | Kate Horrell

For all of you that are landlords, or are thinking about becoming landlords, I'd like to tell you a story about how a property can cost you thousands of dollars in just a few short weeks, and that is … [Read more...]

Underestimating The Costs of Renovations

June 19, 2014 | Kate Horrell

I love to watch television programs about house renovations.  I don't watch TV in general, and we don't get any home improvement channels where we live, but I do quite enjoy it when I'm visiting … [Read more...]

Should You “Claim” Your Home Online?

June 11, 2014 | Kate Horrell

Online real estate information websites can be a useful tool when buying, selling, or renting a house.  Most of them having some sort of method for the homeowner to "claim" their house.  As far as … [Read more...]

Consider Commuting Costs

May 29, 2014 | Kate Horrell

I've written before about what I call "the great PCS budget reset."  The general idea is that each time you move, you have the opportunity to change the large, fixed costs in your life:  housing and … [Read more...]

Read Your Lease

May 07, 2014 | Kate Horrell

I answer several questions every day about the relationship between landlords and tenants.  Nine-tenths of these questions come from the tenants: "My landlord came in my house to fix a toilet. … [Read more...]

What Do You Do With Your Tax Return?

April 29, 2014 | Kate Horrell

First Command Financial Services has recently published the Tax Refund survey (it's a Powerpoint that you'll have to download, sorry) that investigates how people spend their income tax return … [Read more...]