Florida Permits Homestead Exemption After PCS Move

September 24, 2014 | Kate Horrell

I recently learned an interesting thing about Florida law.  In Section 196.061 of the Florida Statutes, it say that when property is owned and used as a homestead by a person serving in the Armed … [Read more...]

Reading and Understanding Leases

August 14, 2014 | Kate Horrell

We military families move a lot.  That means lots of different houses, and lots of different lease agreements.  Whenever you are in a house that you don't own, you should have a lease agreement of … [Read more...]

A Cautionary Landlord Story

August 13, 2014 | Kate Horrell

For all of you that are landlords, or are thinking about becoming landlords, I'd like to tell you a story about how a property can cost you thousands of dollars in just a few short weeks, and that is … [Read more...]

Underestimating The Costs of Renovations

June 19, 2014 | Kate Horrell

I love to watch television programs about house renovations.  I don't watch TV in general, and we don't get any home improvement channels where we live, but I do quite enjoy it when I'm visiting … [Read more...]

Should You “Claim” Your Home Online?

June 11, 2014 | Kate Horrell

Online real estate information websites can be a useful tool when buying, selling, or renting a house.  Most of them having some sort of method for the homeowner to "claim" their house.  As far as … [Read more...]

Consider Commuting Costs

May 29, 2014 | Kate Horrell

I've written before about what I call "the great PCS budget reset."  The general idea is that each time you move, you have the opportunity to change the large, fixed costs in your life:  housing and … [Read more...]

Read Your Lease

May 07, 2014 | Kate Horrell

I answer several questions every day about the relationship between landlords and tenants.  Nine-tenths of these questions come from the tenants: "My landlord came in my house to fix a toilet. … [Read more...]

What Do You Do With Your Tax Return?

April 29, 2014 | Kate Horrell

First Command Financial Services has recently published the Tax Refund survey (it's a Powerpoint that you'll have to download, sorry) that investigates how people spend their income tax return … [Read more...]

Rental Real Estate and Liability

April 12, 2014 | Kate Horrell

Many military families become landlords when they PCS and can't, or don't want to , sell the house they've purchased.  Being a landlord can be a blessing or a nightmare, depending on a wide variety … [Read more...]

MilitaryByOwner vs. AHRN

March 27, 2014 | Kate Horrell

When it comes to renting your property, there are two major players that target military audiences exclusively. There are other websites, but they don't have the coverage or name recognition of … [Read more...]

New Law Requires Monthly Mortgage Statements

February 12, 2014 | Kate Horrell

A new law means that homeowners will be seeing more paper in their mailboxes.  Just what we all needed, right? As part of the huge changes to mortgage banking laws, lenders are now required to … [Read more...]

Geographic Bachelor-ing

February 10, 2014 | Kate Horrell

I often get questions about people who are considering a geographic bachelor tour, and wondering about their Basic Allowance for Housing (BAH) and their finances.  Geographic bachelor (or "geo-bach") … [Read more...]

Do Not Base Housing Costs on BAH Rates

February 05, 2014 | Kate Horrell

Two recent comments have me thinking about Basic Allowance for Housing (BAH) and actual housing costs.  In one comment, a person wanted to know the BAH rate for their new location so that they could, … [Read more...]

2014 VA Loan Limits

December 29, 2013 | Kate Horrell

Loans backed by the Department of Veterans Affairs, usually called VA loans, can be a great opportunity to purchase a home with little or no money down.  We bought our first home with a VA loan, way … [Read more...]