Housing



Great Things About VA Loans

Call It VA Loan Envy

I was telling a friend about the great deal I got when I refinanced my VA-guaranteed home loan, and he was flabbergasted. “What a sweet…



house

Occupancy Requirements for VA Home Loans

One common concern about obtaining a home loan guaranteed by the Department of Veterans Affairs (VA) is the occupancy requirement.  In general, the VA home…






Budget Billing for Utilities

Budget Billing For Utilities

In many areas, customers have the option of budget billing for utilities, typically gas and electric bills.  What is budget billing, is it a good…


Military Housing Allowances for Unaccompanied Tours

Housing Allowances When Living Apart

Today’s random topic that only applies to military families:  housing allowances when families are separated by Permanent Change of Station (PCS) orders.  When a military…



Military family moving into a home.

Should Military Families Buy Houses?

Today, I saw a house hunting television show with a young military couple in Hawaii, buying their first house. For a little background, they’d been…


House in hands.

How BAH Is Calculated

It’s a common question:  how in the heck is Basic Allowance for Housing (BAH) calculated?  It’s particularly frequent during this time of year, as we…


Comparison Shopping For Utilities

Comparison Shopping For Utilities

Moving around all the time means constantly learning about the different utility companies that are available in your (new) home.  Some utilities almost always have…



Airman writing.

Real Estate Taxes With A Military Twist

I’ve been talking to a lot of military homeowners, and prospective military homeowners, lately.  I try to make sure that they understand all the various…


Signing a document

Breaking A Lease Using the SCRA

Several recent letters pointed out the confusion about residential leases, military clauses, and the protections offered under the Servicemembers’ Civil Relief Act (SCRA).  The SCRA…



Military family moving into a home.

The “Hidden” Costs of Home Ownership

During this busy PCS season, many military families are wondering, “Should we buy a house?”  Buying a house is appealing for so many reasons:  feeling…