Little Splurges Can Help You Live Large

August 18, 2015 | Kate Horrell

Sometimes, simple (and inexpensive) things can really make a big impact on your life.  It might be a new pillow, a fantastic travel mug, or a new lipstick - small and affordable can still be … [Read more...]

We’re All Taxpayers, Too

August 10, 2015 | Kate Horrell

I was recently reading through some old comments, and one particularly reader told me to "stop being a policy wonk and find a heart."  (paraphrased.)  I thought about it for a while, trying to … [Read more...]

DIY Credit Repair

May 21, 2015 | Kate Horrell

If your credit reports and score are not as great as you would like, you may be intrigued by the advertisements that claim that they can help fix your credit.  There are a bjillion companies out … [Read more...]


May 20, 2015 | Kate Horrell

Military service members at some locations outside the continental United States (OCONUS) may see some pretty large changes to their Cost of Living Allowances (COLA) during the next few months.  The … [Read more...]

Find Your Motivation To Change

March 04, 2015 | Kate Horrell

This week, I read a couple of blog posts that all sort of revolved around a central theme, but I couldn't put my finger on it.  Today, it all came together.  The brilliant thought that I had been … [Read more...]

Giving Thanks

November 27, 2014 | Kate Horrell

First, thank you to all the readers of The Paycheck Chronicles.  I am thankful that you read what I write, and that you allow me to have a job that I love. Studies have shown a direct correlation … [Read more...]

Overwhelmed By Budgeting? Try This

October 07, 2014 | Kate Horrell
15 minute budget

A lot of budgeting advice makes it seem like a huge task:  gather your bank records and credit card statements for the last twelve months, sort everything into categories, and then make a spending … [Read more...]

Is Your Marriage Messing With Your Money?

May 14, 2014 | Kate Horrell

Money and marriage...there are two big, important words that often don't play well together.  If you're not doing too well in the money department, it usually impacts your marriage.  The … [Read more...]

On-Base Financial Education: Can’t Do Enough

May 13, 2014 | Kate Horrell

The latest issue of the Financial Planning newsletter has two thought-provoking articles about financial education, financial planning, and financial products as they relate tothe military. The … [Read more...]

Military Pay For New Recruits

May 01, 2014 | Kate Horrell

I get a lot of questions about military pay for new recruits.  A very plan-ahead type Delayed Entry Program (DEP) reader recently wrote to, asking what his income would look like once he entered the … [Read more...]

Gold Diggers and Deadbeat Dads

April 03, 2014 | Kate Horrell

As you've probably noticed, I love taking stuff I read and applying it to our military lives.  My friend Valerie Rind has a "gotta keep watching the train wreck" site about things that can go wrong … [Read more...]

Get The Most When Selling Your Car

April 02, 2014 | Kate Horrell

Military folks often sell cars:  a cross-country PCS move where you don't want to drive two cars, a move overseas, a move back to the US from oversea, or just the usual, we need a different car for … [Read more...]

Another Way To Get A Free Credit Score

March 12, 2014 | Kate Horrell

I am always curious about my credit score, but I don't want to pay for it.  I do check my credit report each year, but I'm just curious about that score.  This week, I learned about a tricky way to … [Read more...]

A New Year’s Revelation

January 01, 2014 | Kate Horrell

I have an unusual New Year's tradition.  Sometime in the month of January, I sit down and figure out our family's net worth.  It is always interesting, sometimes delighting, and occasionally … [Read more...]