Giving Thanks

November 27, 2014 | Kate Horrell

First, thank you to all the readers of The Paycheck Chronicles.  I am thankful that you read what I write, and that you allow me to have a job that I love. Studies have shown a direct correlation … [Read more...]

Overwhelmed By Budgeting? Try This

October 07, 2014 | Kate Horrell
15 minute budget

A lot of budgeting advice makes it seem like a huge task:  gather your bank records and credit card statements for the last twelve months, sort everything into categories, and then make a spending … [Read more...]

Is Your Marriage Messing With Your Money?

May 14, 2014 | Kate Horrell

Money and marriage...there are two big, important words that often don't play well together.  If you're not doing too well in the money department, it usually impacts your marriage.  The … [Read more...]

On-Base Financial Education: Can’t Do Enough

May 13, 2014 | Kate Horrell

The latest issue of the Financial Planning newsletter has two thought-provoking articles about financial education, financial planning, and financial products as they relate tothe military. The … [Read more...]

Military Pay For New Recruits

May 01, 2014 | Kate Horrell

I get a lot of questions about military pay for new recruits.  A very plan-ahead type Delayed Entry Program (DEP) reader recently wrote to, asking what his income would look like once he entered the … [Read more...]

Gold Diggers and Deadbeat Dads

April 03, 2014 | Kate Horrell

As you've probably noticed, I love taking stuff I read and applying it to our military lives.  My friend Valerie Rind has a "gotta keep watching the train wreck" site about things that can go wrong … [Read more...]

Get The Most When Selling Your Car

April 02, 2014 | Kate Horrell

Military folks often sell cars:  a cross-country PCS move where you don't want to drive two cars, a move overseas, a move back to the US from oversea, or just the usual, we need a different car for … [Read more...]

Another Way To Get A Free Credit Score

March 12, 2014 | Kate Horrell

I am always curious about my credit score, but I don't want to pay for it.  I do check my credit report each year, but I'm just curious about that score.  This week, I learned about a tricky way to … [Read more...]

A New Year’s Revelation

January 01, 2014 | Kate Horrell

I have an unusual New Year's tradition.  Sometime in the month of January, I sit down and figure out our family's net worth.  It is always interesting, sometimes delighting, and occasionally … [Read more...]

Leaving California? Tell The DMV

September 23, 2013 | Kate Horrell

I recently heard about a ridiculous practice carried out by the State of California.  Apparently, if have a motor vehicle registered and move out-of-state, you have the obligation to let the … [Read more...]

The Cost of Habits

September 10, 2013 | Kate Horrell

We all have habits.  Some are good, some are not-so-good, and some are expensive.  For example, each morning I make my bed (good), give my bathroom a wipe (good), and grab a load of laundry on my … [Read more...]

Kate Is Clueless: Navy Promotions & Pay

September 05, 2013 | Kate Horrell

I've had a letter , and I can't answer the question.  With all you smart and wonderful readers out there, I'm sure someone can help. Hi Kate, My husband was selected for Master Chief this year and … [Read more...]

Reference Guide for Military Services

August 28, 2013 | Kate Horrell

In response to the lack of information about resources available to military families, the office of the Deputy Assistant Secretary of Defense for Military Community and Family Policy has put together … [Read more...]

It’s All In Your Attitude

August 04, 2013 | Kate Horrell

Sometimes, the right messages come just when we need to hear them.  I woke up this morning to an email from Flylady, titled Are You Suffering From Not Enough?  I skimmed it quickly because I think … [Read more...]