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One of the many benefits of banking with USAA Federal Savings Bank is that they offer early direct deposit of active duty military pay, guaranteed. USAA bank customers have their military pay deposited one business day prior to the actual military payday, which can be up to three days early if there is a weekend involved.
The regular military paydays are the first and fifteenth of the month, with the payday falling on the business day prior if the 1st or the 15th falls on a weekend or holiday.
Here are the 2016 USAA Military Pay Deposit Dates:
Every year comes with a couple of long pay periods, and which pay periods are long varies if your bank or credit union offers early direct deposit. In 2016, USAA customers will have long pay periods during the following times:
11 February 2016 to 29 February 2016: 18 days
12 May 2016 to 31 May 2016: 19 days
12 August 2016 to 31 August 2016: 19 days
13 October 2016 to 31 October 2016: 18 days
Preparing for long pay periods will make them a lot less painful.
Please remember that your pay deposit can come at any time during the day. While it is usual for USAA to post deposits early in the day, it doesn’t always happen that way. Any number of variables can impact the time that your pay is deposited, but it will always be deposited by the end of the day before the actual payday. I get a lot of emails and comments from customers who are worried because their pay wasn’t posted by 3 a.m., or 6 a.m., or 9 a.m. In very nearly all of these situations, the “problem” is resolved with a few hours of patience.
USAA pay deposit dates is the most frequently searched term here at The Paycheck Chronicles, so I know that y’all are looking for this information. I love being able to answer readers’ questions! What other questions do you have?