2015 Navy Federal Pay Posting Calendar


See 2016 Navy Federal Pay Deposit Dates here.

Navy Federal Credit Union (NFCU) has released their 2015 pay posting calendar.    Because of the way it is placed within the website, I can not link to it directly.  In order to see it yourself, you have to go to the to main Navy Federal webpage and click on the tab labelled Products and Services.  A drop down menu will open, and you need to select Checking.  Once that page is open, there are five types of checking accounts shown.  Click the words Active Duty Checking (not the “open now” button) and then on the page that opens, scroll down just a smidge.  In the middle of the page, there is a link for NFCU Military Active Duty Posting Calendar 2015. This will open up another window on top of the window you already have open. Whew!

If that makes you crazy, you can use the screenshot that I’ve copied here.  I had to do it in two screen shots, one for each half of the year.  You can click on the image to make it open larger.  Once it is open, you might have to click on the magnifying glass to read it clearly.


2015 NFCU 1st half


2015 NFCU 2nd half

There are a couple of know when reading a Navy Federal pay posting calendar..  First, Navy Federal has two different paydays, depending on the type of account you use for your direct deposit.  If you are not sure about this, please read NFCU Checking Accounts:  Active Duty vs. Others.  Second, please remember that your pay is not available for use until the day after it shows as pending in your account.  Deposits are pending, then post overnight for use the next day.

As always, twice a month doesn’t mean that you’ll be paid every two weeks.  In fact, some pay periods can be quite long.  Months with 31 days (there are six of them!), weekends, and holidays, can all make the pay schedule seem crazy.  A few particularly long pay periods  in 2015:

Active Duty Checking

March 12th to March 31st, 19 days long

December 12th to December 30th, 18 days long

Any Other Kind Of Checking

March 13th to April 1st, 19 days long

June 13th to July 1st, 18 days long

November 13th to 1 December, 18 days long

This is the normal ebb and flow of a twice-a-month payday.  Don’t make it in to an emergency, or some sort of political issue.  Just plan for it!

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • Kay
  • BrittKayHo32610

    Hi, so my husband just left for Basic Training on Monday (Dec. 29) before he left I told him to ask his recruiter when his first paycheck would be deposited. At first he was told, “Jan. 15” then he asked once again to confirm and was told he may not get paid till February 1st..we have bills scheduled to come out of our account in the middle through end of January. I’ve been trying to find an answer everywhere and found a “Pay Chart” on NFCU and it gives dates for Direct Deposits. But I’m wondering if this is just like an estimate or if that is when he really gets paid. Really need to know this info ASAP because if not I’ll have to find another alternative to pay our bills, provide for my 2 children and myself. Everything I’m reading is really confusing me….so ANY info is much appreciated! Thank you! Also he is Active NOT Reserve.

    • Kate

      BrittKayHo, first military pay typically arrives between three and six weeks after arriving at Basic Training, on a regularly scheduled payday. I would be very surprised if the paperwork is processed quickly enough for your husband to be paid on the 15th of January, and I would NOT be surprised if it is not complete by the 1st of February. Also, be prepared for it to take a couple of paychecks for the pay to settle down to a consistent amount, with BAH, etc.

      This post might help: https://paycheck-chronicles.military.com/2010/12/0

  • Chad

    Wow Kate, they truly buried that posting calendar…thanks for doing the leg-work for those of us out of the country, depolyed and on-mission with limited access to the web. Great directions on navigating the gauntlet of getting to the page/link as well. TYVM

  • Kimberly

    i personally keep this in my favorites on Safari in my iPhone. To do this, follow Kates steps in safari, when the calendar pops up, click the printer icon in the lower right of the pop up, this opens a pdf page that you can save using the share (box with up arrow) icon at the bottom of the app window. Thanks Kate!