We’re only a few days into this long pay period and already the mailbox is full of questions regarding the December end-of-month pay. Because 1 January 2013 is a holiday, the next regular, active duty military payday is Monday, 31 December 2012. Most military members will see their pay deposited into their bank accounts sometime on that day.
Many banks and credit unions that offer early direct deposit as a benefit to their customers. When the payday is on a Monday, it gets a little more complicated, especially since not every financial institution handles it in the same manner.
USAA and PMCU customers will both see their pay deposited on Friday, 28 December 2012. Other banks and credit unions who customarily disburse funds one business day early will probably follow the same pattern, but there are no guarantees.
Navy Federal Credit Union, as always, is a little complicated. The day of your deposit depends on the type of account into which you have your pay deposited. Also, Navy Federal shows their deposits in an unusual way. Your pay shows as pending, then it posts overnight and is available for use on the designated day. Pending does not mean posted and available for use – trying to use money that is pending can be problematic. If you use an Active Duty checking account, your pay will show as pending on Thursday, 27 December 2012, to be posted overnight and available for use on Friday, 28 December 2012. If you use any other type of checking account, your pay will show as pending on Friday, 28 December 2012, to be posted overnight and available for use on Saturday, 29 December 2012.
The other big military-friendly credit union with early deposit benefits is Service Credit Union. They offer deposits “up to two business days early,” pending receipt of information from the Defense Finance and Accounting Service (DFAS). With the Christmas holiday on Tuesday of next week, I can’t even guess when DFAS will get pay information out. As I always recommend, prepare to get paid on the 31st and be pleasantly surprised if your pay comes earlier.
For those of you who receive your pay before the weekend, keep in mind that being paid early on this payday will stretch the period between this paycheck and the next. The next regular, active duty military payday is Tuesday, 15 January 2013.
As always, pay can come at any time of day, and sometimes it feels like it is never going to be deposited. See What Time Will I Get Paid? for more information.
Are you pretty sure that you should have been paid, but you haven’t? Check out Why Hasn’t My Pay Been Deposited?

Do u know or have any information about when someone should expect to receive there seperation pay after they seperate from the military.
I think it took about 2 weeks when I separated
What about allotments? Does anybody know whether they will post on the pay day or later? Thank you.
If you are prior service,and you do not have to go back to basic traning or AIT, when do you recieve your first pay check? My husband went back to active duty on Dec.4 2012, and we were hoping to see a paycheck on the 28th… are we being over ambitious?
I can't tell your for sure, Alexa, but I will keep my fingers crossed. Would you mind coming back and letting us know what happens, so we can learn together?
This may sound like a dumb question, but I’m just trying to clarify. What if you have a bank that doesn’t pay you early like USAA or Navy Federal? In other words a bank that pays you on your normal pay dates 1st and 15th. Will you then be getting paid on the 31st of December?
Mauricio, it depends on your bank. Some will process them overnight on Friday, making the pay available on Saturday. Some will wait until Monday. You can check your previous Monday deposits for some reference. The last one was on 1 October 2012. However, that will still just be a more educated guess. I recommend you call your bank.
does anyone have wells fargo and if you do do we get paid friday night or on monday?
We have Wells Fargo, and got paid on Saturday. Odd thing is tho – that MyPay STILL does not show the LES??
got paid early, but got paid alot less then my pay should be…ALOT less, i dont have a credit union and trying to understand whats going on
AmnNLK, please check your Leave and Earnings Statement to find out what has happened. If you can't get your LES, you'll have to wait until you can talk to your finance folks.
KateKashman, turns out I’m not the only one it’s happened to I have a friend who banks at the same institution and he’s having the same issue, I always check my LES to make sure I’m being paid correctly so I know I don’t owe anything. But also I’m waiting for DLA/ Travel Voucher pay so I have no idea if that’s just a portion of it or what. All I know is it’s from DFAS and it dsnt have the same ID number my actual pay usually has on my statements
AmnNLK, it sounds like your travel claim deposited and you are still waiting for your paycheck. If your LES is good, then the deposit you received is not your pay. Your pay should post tomorrow.
Hope that helps.
I still haven’t got my pay and it’s6 am January first why is that
heather, have you been through the steps in http://paycheck-chronicles.military.com/2012/02/0…? That's the first step, and usually uncovers whatever the problem might be. . Is this active duty pay or something else? With whom do you bank?
Come back and let us know if you can't figure it out with the steps listed.
Happy New Year!
My husband is Active Navy, was paid on 12/29 (money in bank), but most recent LES is still not showing up on MyPay. Anyone know why – or how long it takes for that to update? I'd like to know the breakdown of his pay, and I know he wants to check it to make sure it's right – plus, at this point we don't know if it includes travel or not. Any ideas??
Thank you AmnNLK! To the contrary, his pay was much more than we had expected – IF it does not include travel. If it does, then we need to know that so we can allocate that money to the Gov't CC. He doesn't think it does include travel, because he hasn't even submitted his travel voucher (or whatever term?) yet, nor did he sign anything. I thought maybe the fact that he was paid – but the LES is not showing up had something to do with the fact that he was a reservist, and now has an active status. (but who knows?) Checking MyPay to view his LES is the same regardless of status, right?
Anyway – thanks for the advice. If we don't see something in the next day or two, we'll take it further and get some answers. As of today, nothing we can do, considering it's a holiday.
Tami, LES can be held up during a transition. If your husband is newly activated, then it might be a little bit before he can see his LES. Also, I know that when my husband files his travel claims, he has the government travel card portion directed right to them, so we don't have to worry about paying that bill. I don't know if your husband can do that, but I love it because it is one less detail to fuss with.
Good luck.
Thank you KateKashman! He is newly activated, this is his first payment, since being activated. He is able to allocate payment to the Gov't CC, and I think that's something we may need to consider, so I don't have to worry about it. Thanks!