1 February 2012 Military Pay

We’re working our way through this long pay period, and people are really wondering when they will get paid.  The next military payday is Wednesday, 1 February 2012.  Most people will see their military pay direct deposit show up sometime on that day.

Some banks, including USAA and PMCU offer one day early direct deposit of military pay as a courtesy to their customers.  Customers who typically see their pay deposited one day early should expect to have it deposited on Tuesday, 31 January 2012.  Navy Federal customers who have an Active Duty checking account will see their deposit pending on Monday, 30 January to be posted overnight and available for use on Tuesday, 29 January.  Heck, Service Credit Union deposits your pay up to two days early, depending on when they receive the information from DFAS.

No matter which bank or credit union you use, please don’t panic if it isn’t there first thing in the morning.  It is a process and it takes time.  Depending on a huge number of variables, the deposit time can vary from month to month.  Rest assured that if your LES says that you are getting paid, you will nearly definitely see your pay deposited sometime by Wednesday.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • lance

    USAA gets paid Saturday

    • KateKashman

      Lance, how do you figure that?

    • Marie

      man that would have been awesome if we had gotten paid on Saturday. Hello Tuesday payday from USAA.

  • Oneill

    Lance, is that true?

  • heather

    i dont think thats true

  • Dee

    Having an active duty account with Navy Fed, this confuses me. For pay on Jan.15th, it was posted in our account on the 11th, not the 12th, like the last blog said. And Navy Fed is closed on Mondays. Any other time an active duty account pay day lands on a Tuesday (the 31st, since we get paid a day before) we have always gotten paid on a Friday or Saturday. So I was surprised when I didn’t see a deposit pending.

  • Gary

    It will be avail. on teh 31st.

  • pdub

    Navy Fed already has ours posted for the 30th and available for use on the 31st…

  • L.J

    It says nothing about 28th or the 29th having available funds….but it is confusing bc navy federal has always had it available friday or saturday if payday lands on a monday or tuesday.

    • Sandra W

      Technically payday is weds hence it being available later then we’re used to.

  • Kevin

    So just to clarify, funds should be AVAILABLE on the 31st right?

    • Macy

      It depends on your bank..but usaa funds will be available on the 31

  • Gary

    what day for va disabilty checks.

    • bigyoker

      Va disability is always the same as active duty on the first.

  • Army Wife

    what about bank of america…when will they receive the funds?

  • GEN

    You’re either going to get paid tonight or tomorrow night.

  • Lindsay

    It’s after 7 and still no paycheck from usaa

  • Chris

    I have Bank of America. Haven’t got paid yet either, and it’s 8 am. Should I be worried?

    • KateKashman

      I would not be worried, Chris, unless Bank of America typically pays early. The pay can be deposited any time today. If you are concerned, check your LES and see if there is pay due.

  • Phil

    It is almost 1300 and I have USAA and still have not received my pay. Anyone else with USAA still not receive there’s?

    • Shirley Washer

      USAA recently seems to have become a little more sluggish.

  • adri

    I have bofa and i haven’t received mine either

  • Ashley

    It’s almost 6:30 here and still nothing….

  • steven

    i havent recieved anything. as well with many others that i know

  • J.B.

    1900 est and I still see nothing on my Navy Fed account; starting to worry. All my coworkers with NFCU received theirs. Anyone else with this problem?

  • adri

    it’s 8:15est in ny and nothing yet- bofa account- army.

  • J.B.

    2130 est and nothing in my Navy Fed account. Now I’m starting to worry.

  • ashley

    10:30 pm still nothing and I’m thinking its probably not coming tonight…If its not in by tomorrow morning should I start making phone calls to the GI number or still continue to just wait. This is just frustrating because I’m supposed to get my car fixed tomorrow but now might not have the money to do so.

  • Jordan

    1am here still nothing with NFCU. Getting a little worried car payment is already past due. Hopefully in the morning it will show.

  • Jeremy

    8 a.m. Nothing.

  • Tom

    9:15 ny time. And nothing.

  • ashley

    Its the 2nd and 11:49am….still waiting. Have a phone appointment sometime tomorrow, but I’m guessing they will probably just tell me to continue waiting

  • Annette

    2 service members here haven’t received disability pay either, 09:55 on feb 2, through usaa

  • Joshua

    go here. im not sure if its right but it looks like we will be paid the 3rd.

    • Joshua

      i know its the department of agricultures pay but its through the treasury. maybe the treasury is just making payments on the 3rd. idk

    • steven

      is this telling when the benfits will be paid out?