1 August 2011 Military Pay Info

A few notes of interest regarding the 1 August 2011 military payday. First, there is no reason to believe that the 1 August pay will be affected by the federal debt ceiling situation. Leave and Earnings Statements (LES) are up and things should be good to go.  I’m guessing that they will figure out a solution to the current impasse before the 15 August payday, so hopefully military families will remain in the clear.  I’m not going on any shopping sprees, though…

Then there is the issue of the Monday payday.  I got a lot of negative feedback about my 15 July 2011 Pay Predictions post.  Comments and emails told me that this was just dumb, and a waste of time, and didn’t I have anything better to write about?  I considered not doing a similar post this payday, and then the questions started rolling in.  When I really think about it, I know that it makes no sense to let a few nay-sayers keep me from a post that has the potential to help readers.  I’m here to help in any way I can, and if explaining  the pay deposit policies helps people, then I should write about it.  If you don’t want to hear my explanations, you might want to stop reading right here.

So, here’s how it goes:  Military active duty pay day is 1 August 2011.  That falls on a Monday.  If you don’t have a good reason to expect your pay early, you should expect it on Monday.  Some military banks, including USAA, release direct deposited active duty military pay one business day early as a courtesy to their customers.  For this pay period, one business day earlier will be Friday, 29 July.  This doesn’t necessarily mean that the money will be there at 12:01 a.m., or even when you wake up in the morning.  It means sometime on that day.

If you have an Active Duty checking account with Navy Federal Credit Union (NFCU), it is a little harder to know when your pay will actually post.  As a benefit to their customers, NFCU offers early direct deposit of active duty pay to members who have an Active Duty checking account.  However, the definition of early is unclear.  It was originally advertised as being the same day that the funds were released to NFCU, but that seems to have changed.  The more usual pattern, for the last eight paydays, is that the money is posted two business days prior to pay day, to be available the next day.  (The next day is usually the day before payday, except for when two business days before payday falls on a Friday, in which case the money is available on Saturday.  Confused yet?)

If you do not have any reason to believe that your pay would be posted early, you should see it sometime on Monday, 1 August 2011.

Hope that helps someone!

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • Sally

    I am concerned because MyPay usually post LES a week before payday and my husband’s LES isn’t there for the 1st yet.

    • KateKashman

      Sally, have you recently PCSed? Sometimes LESes don’t go up during and after a PCS. Also, they might not have all of them up yet. I wouldn’t panic quite yet :)

    • katie

      That just might be a mypay or finance issue, I have never really had a problem with not having an LES (Even while PCS’ing.) – I would tell your husband to check with his finance.

  • Joshua

    Yeah, mine has not posted yet either.

    • Erica

      My hubbies LES posted. I just checked it :)

  • Sally

    Yes he is PCSed but we have already recieved 2 paychecks.

  • Navy74

    Kate please continue this service of posting about military paydays. This is always a topic of discussion at my command with junior and senior folks alike. especially when payday falls on a weekend or monday or tuesday or when a holiday is in between of a scheduled payday over the weekend.
    This board is always good to read and i enjoy it. Dont let others distract your sevice that you provide.

    Thanks again

  • wo1 pilot

    My LES has STILL NOT been posted as of right now. I’m a little concerned if others are being posted. I have recently PCS’d but ive been getting LES’s and pay the whole time and Ive gotten my officer initial clothing allowances

  • Adam

    Mine hasn’t posted yet either. I keep checking MyPay or DFAS if they will come out with any statment yet. Will see if politics doens’t get involved or not? It usually posts by 1 week out early in the morning. We are one week out and it is about 7pm Eastern Standard time. If by tomorrow, no LES, I will calling my chain of command.

  • Joshua

    Yeah, still waiting on mine. I think they do it in batches by region. So, through the day they will post LESs for region x, then y, then z, etc. So, I am pretty hopeful about my region being up tomorrow. I am at Ft. Belvoir and just came here from Iraq last week.

  • davin

    what will the month say in the top..it will say Jul right? i just got back to the states and last month my checks where small and my chain still hasnt got back to me why..regular beghining of the month then a 350 dollar check including 120 travel pay. horrible. but yeah if it says jul in top im def gettin a super small check again for some odd reason..

    • KateKashman

      Yes, Davin, the 1 August pay actually the End of Month pay for July. If your pay is not right, you need to talk to finance and get it figured out! Good luck and I hope they clear it up quickly.

  • natalie

    My husband is new to the Navy and I am so confused on pay. He’s been in for a month now and still in basic. I have my military id but can’t get anyone in town to explain about insurance or pay and when to expect either. any help or advice would be appreciated!

    • HM1wife

      yes, hi natalie! a big navy wife hug to you, lol! if you are on/near base, make sure to go to fleet and family services, or call and ask them to help you. a good website to visit is http://usmilitary.about.com/od/familydomestic/a/o
      military onesource is great; have used them in the past, and they really are there to help. tell them you’re new to the military, and they will help you get your ‘sea legs’ lol
      best wishes
      HM1 wife

      • natalie

        Thanks! Since he is still in basic, I am ten hours away from my husband and two hours to the closet base, which is an Army base at that. Im sure this link will help.

  • So, I feel like an old fish out of the water, but does the same basic info apply for Veterans Disability? Any one know if Bank of America will pay on Friday?

  • Army Wife

    What about Bank Of America when do they recieve the military pay

    • jonjuan25

      I Have BOA and I would always get it 11pm the day before. the 1st is a monday which would mean you get paid friday. i should have been paid by now. Im a disabled vet but I get paid the same time you guys do on the 1st, except mine is only once per month where as military is bi-weeky.

  • CakeMuggle

    Bank of America should get paid on the 1st. We had them for years and only every got paid a day early if pay day was on a Sunday.

    • suz

      As I told Marcus, I looked at last years statements and BOA was paid sat morning. Fri night for me (Hawaii time)

    • We have Bank of America Military banking. When we lived in California, he always got payed the day before (so in this instance, that would be on a Friday). Since moving to AZ (but same bank account), we’re lucky if we get it a second before midnight on the 1st or 15th.

  • Sergio D

    what about usaa when do they get paid

    • Bobby Light

      I would usually get paid from USAA on Thursday if payday was over the weekend or that monday. Not this time though. So Im guessing tomorrow…

    • KateKashman

      USAA members should see their funds released on Friday, 29 July. Hope that helps!

  • chas

    when can i expect my mil retirement check posted?

  • marcus

    I am with bank of america and since payday is on 1 aug which is on a monday could i possibly get paid friday or saturday early?

    • suz

      I looked at last years statements and BOA was paid on fri night/sat morning…hoping that is still the same case!

    • Alexis

      I agree with Suz. If I remember correctly, every other time that payday has fallen on a Monday, BofA shows it on the Saturday morning before.

    • We have Bank of America Military banking. When we lived in California, he always got payed the day before (so in this instance, that would be on a Friday). Since moving to AZ (but same bank account), we’re lucky if we get it a second before midnight on the 1st or 15th.

  • alicia

    Im wondering when will Wachovia Banks post pay!

  • Kiyand

    When will Wachovia post pay since they dont process on weekends?

    • Ashley

      I also have Wachovia, and usually if the first is on a Monday, then we get paid the Friday before. But so far nothing this time. I am a little concerned as well.

  • Kristen

    Is anyone still not having their LES show up? My husband is new to active duty (has been in almost a month) and so far we have not been paid at all, so we are hoping there is not some sort of glitch with his end of month pay. Still no LES on MyPay.

    • KateKashman

      Kristen, first paychecks usually take between 25 and 40 days. Depending on what day he entered training, and how long it took for the paperwork to be processed, it might not be until the middle of August, and rarely, but possibly, even the end of August. I honestly don’t know when LESs start showing up on MyPay for new servicemembers. Readers? Do you remember when you saw your first LES on MyPay?

      I hope it works out for you!

  • Josue

    Every paycheck since I’ve been in the army shows an ACH debit deposit amount and date with a time. This paycheck for August 1st for the first time ever is not giving me that information…. I’m concerned!!!

  • ronnie

    does anyone in here bank with usaa? if so, have you got paid yet? i havent and i was wondering if it was just my account due to me recently getting a 90 day expansion b4 i got discharged or is it everyone with them. i read above that it could appear anytime today but ive always gotten paid b4 9 am.

    • Victor

      yes I have already received mine. Call usaa and check with them

  • Edward L. King

    I spent 20 years in the Navy and was honorably discharged in 1984. I think this default mess is a sham. How can the Congress and President justify not sending us our checks as scheduled. I also retired from my work, I turned 68 today and I get SS. My wife is disabled and gets SSDI. If we don’t get these checks we will loose our home, autos and will have no money to relocate let alone transportation. Our creditors want their money and I am sure they will not give us a reprive until Obama gets his fingers out of his a—-
    to give us what we deserve.

    • my parents are in almost the same situation…my dad retired from the USCG in ’82 and retired from his other job a couple of years ago…they depend on both ss and the military retirement pay…my mom retired last year…a year early so she has to wait for ss but they would be fine…if everyone gets the money they deserve…I’m praying everyone does…for both active and retirement in military and not….

  • Tina

    Has anyone with Navy fed received their pay yet?

    • Katherine

      Nope! Mine shows Pending “july 29th, 2011” and to be available tomorrow. The usually deposit between midnight and 6AM eastern time so i’d expect it then!

      • Tina


        • My friend has navy federal and he has already gotten paid. if you havent yet it wouldnt hurt to call

  • navy nate

    Just a note nfcu actually provides you the date that the direct deposit will post mine says 29th.

    • kudos

      yeah mine showed pending last night and is gone today!. and yes it is nfcu

  • Jordan

    Currently, my LES says August 5th…..

  • Jordan

    However I did get paid for travel today

  • jonjuan25

    Im a disabled vet. Its 3:49pm pacific time right now. I still haven’t got paid. I called the VA and they said its been released, but my bank hasn’t posted it. I usually get it at 11pm thursday if the 1st is on a monday. Not sure what is going on.

    • I’m also a disabled veteran and just thought I would post here to let everyone know my pay was deposited. For what it’s worth I use Bank of America and it showed at 11:30 pm pst.

      • KateKashman

        Thank you, Joseph. We appreciate the info!

    • Lee

      We were wondering the same but won’t get ours until Monday morning. We usually get paid the Friday before as well….not so much this time. :(

  • Dhar

    I bank with Capital One, anyone have an idea of what payday will be?

  • D

    I was in the Navy for 20 years and have been retired for 4 and I knew the paydays like clockwork. Unless it has changed, which I haven’t noticed if payday falls on a Monday we get paid at midnight the prior Friday. I guess we will all find out Saturday morning.

  • Nick

    Never have we needed our check more badly so I am not sure what the answer is…but we have Bank of America and wonder since the 1st falls on a MON if we will see the Active Duty Pay deposit FRI night or SAT morning when we wake up? I also get disability payments and wonder if I will see that SAT morning as well?

  • teri

    NFCU under frequently asked questions:

    When will I be able to view my direct deposit?

    Members can view their pending direct deposits approximately one to two days prior to the deposit posting. Using Account Access, a box will appear at the top of the Account Summary page, which will contain the deposit amount, account type, last four digits of the deposit account, and the date the deposit is schedule to post to the account. You may also view this information for your joint accounts by using the existing “Display All My Accounts” feature.

    On the designated posting date, the deposit is made available after our posting process is completed which is between 12:00 a.m. and 6:00 a.m., Eastern time. As a result, funds will not be available until after 6:00 a.m., Eastern time, the following morning.

  • bessie

    I say screw the people who say who would need your information. Sorry for that but that’s the nicest i could put it. I have bank of America, in Washington, and it is not a military account (only because they said they stopped doing that. Well anyway,my husband got paid today which was a Huge surprise. We never get paid early. I went looking online to see if it was a holiday on Mon, or if this was a new thing to expect all the time. I guess we just got lucky. I won’t expect it all the time but it is really nice to get it a little early for once :-)

  • Last night our pay showed in Bank Of America now this morning it is gone like it was never deposited whats going on!!

  • Charles

    VA disability normally would have posted Friday night-it didn’t this time. Retired pay should have posted on Friday evening as well-it didn’t. Odd ?

  • Amanda

    Our pay usually shows up at 6PM the Friday before when it falls on a weekend or a Monday. Now it is 4:30 AM on Sunday and still no active duty pay is showing. This is the first time this has ever happened.

  • Alan

    My pay hasn’t shown up on my bank account yet either. it usually shows right at midnite. it’s 12:30am now and nothing yet.

    • anne

      Hi Alan. Mine hasn’t either and I have navy federal credit union. There’s also a note on my acct saying “a condition exist please call navy federal”. I’m not sure what that means but I’m worried. And its 2:23 now here in California….

  • James

    I’m a combat wounded disabled vet, and my payment STILL hasn’t gone in. WTF is going on???

  • Nans

    My husband always receives his VA disability by the 1st if not earlier, it is now 1:25 a.m. on 8/3 and we don’t have anything direct deposited into our account. We were not sure what was going on, but it appears we are not the only ones concerned. What a mess!!!

  • Kim

    My husband receives VA disability on the 1st and now its the 4th, still no payment. Tried calling VA only to get a recorded message that says they can’t take our call at this time! Has anyone had any luck getting paid?

  • navy wife

    is august 15th pay going to be deposit this friday with usaa bank?

  • Laurie Ochoa

    I want to know lets say a military family abandoned there kids to someone else does this affect their pay and housing, do they have to report this to the base?

  • Soldier Spouse

    Some of you should be ashamed. FRIDAY is when USAA will post, one business day prior, just like EVERY flippin paycheck. As for me, I bank with Chase, and I should be getting paid Saturday along with EVERYBODY ELSE. If you DO NOT have a military bank, you will always get paid ONE DAY AFTER USAA. It has NEVER failed me. I spent 3 years in the military WITH USAA, and 2 years as a spouse with CHASE. I think I know what I’m talking about. Stop asking stupid questions, and do the research on your own. Look up pay calendars, holy cow imagine that, they EXIST!!

    • Amy

      I’ve banked w/USAA for many
      years. I’ve gotten paid on Thurs if payday was on a Monday or a weekend. It wasn’t necessary to be so facetious. It’s not very nice.

      • Amy

        **With the exception of Aug1st** I’m not sure why.

    • Suzzz

      No reason to be such a bi***.

  • Fred

    Is it a coincidence that all of these people sweating payday because they are broke are all married??

  • Erica

    Soldier Spouse: Please shut up, your comment was not necessary. This is part of doing research, it is here for people to learn from each other. We are ALL military/military spouses. If you are not here to support others then just GET OFF! That seems pretty simple!

  • Erin

    Our pay on the 1st was no problem…but this time we have no LES posted yet. It is still showing the 1st’s, which is weird because just like everyone says MyPay always posts a week before. My husband is Active Duty in the Navy and we are in the middle of a relocation…could that have something to do with it?

    • KateKashman

      Erin, I have heard of mid-month Net Advice of Pay and end-of-month LESs missing during PCS moves. It has never happened to me, but I know lots of people to whom it has has happened. Is your husband able to call his old command and inquire? I hope this works out for you! Mid-PCS is an awful time to be worrying about pay.