Pay Update for October 2010

I know that everyone is wondering when they will get paid for the November 1st pay.  Of course, the pay day is still November 1st, but lots of banks give their customers the courtesy of releasing the funds a day early.  What with payday on Monday, it begs the question:  will you get paid on Friday, Monday, or some other time?

It truly depends on your bank, but I will report this information:  My Navy Federal account is showing a pending deposit for October 29th, which is Friday.  I believe this means that it will post at night but I am not positive.

If you add your info to the comments, we might put together a decent picture of when different banks will pay.  I know you will be helping others as hundreds of people have been clicking here looking for pay information.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • jennifer

    I’m thinking-

    since it usually is deposited between 12:01 and 2:00 am , it would be thursday night/friday morning if it says 29th. Because if it was friday night/sat morning, it would say the 30th? Right?

  • isha

    I also have NFCU, and I see the pending deposit to post as well on the 29th but it also say it will not be available until the next day, which I don’t believe because banks do not do nightly processing fri-sun. If you ever noticed all transaction that you do always post that Monday.

  • Michelle

    I have NFCU as well and if the pay follows the norm it should be available late Thursday night. For us West coasters it will be around 9pm Thurs.

    Hope that helps.

  • Michelle

    I was really hoping to see a post from someone who has Bank Of America since that is who we bank with. I can’t for the life of me remember if it was Friday or Saturday Morning we got our funds available to us. Hopefully either would be nice.

  • jennifer

    so is isha saying you believe it will be there tomorrow morning- or MONDAY morning? i really hope that i just read that wrong!

  • jennifer

    I can’t check it online- long story- but when someone’s on navy fed does deposit/is available, will someone post and let me know? i’d truely appreciate it. Thanks!

  • Heather

    Mine says that it will deposit the 29th but with Navy fed they say that the funds will be availible the day after the post date….I cant remember ever getting paid on a Saturday, I called and the girl said we should get paid Friday night but she did not sound too sure, so confusing sometimes….I remember always getting paid on Thurs night if payday fell on a weekend but it falls on Monday technically so this is just a tricky payday…..will let you know in two hours west coast time if it did deposit tonight, otherwise the girl at Navy Fed was correct…we shall see….

  • August

    Anybody know anything about when USAA’s will post? I haven’t been with them long enough to know their processing schedules. Thanks in advance! :)

  • Suz

    Michelle, I use BOA and it will never be on a weekend day. So it will wither be the 29th or the 1st.

  • Sheila

    NFCU will post on Friday nights on occasions to be available on Saturday mornings. They do not post on Sunday nights to be available on a Monday so you WON’T wait til Monday but it is possible to wait til Saturday morning 12:01 am or there after if they don’t post tonight for Friday morning.

  • Sarah

    We are with USAA and always if the last day of the month falls on a weekend we get paid Friday. Now I dont know if they recently changed anything within the last month. I sure hope not!

  • Michelle

    We have had funds available Saturday Morning through Bank of America but sadly we didn’t get anything available today =(

  • Lisa

    We also have bank of America. Usually if the first is on a Monday the funds are in the bank on Saturday morning, they deposit sometime Friday night into Saturday morning.

  • Julie

    I checked my USAA account this morning at 6am (here in TX) and our check had been deposited

  • It is about 830 am and our NFCU deposit is still listed in pending status. I still believe it will post tonight.

  • cassie

    i have armed forces bank and was informed that we wont get paid untill saturday..o well

  • Jeremy

    I bank with North Island Credit Union in San Diego and we just got our pay released =) happy halloween all!

  • Jeremy

    I bank with Chase in (tx) and we did not get our funds deposited for today friday the 29th but I expect they will show up tonight after midnight and two am. That’s usally how it go’s.

  • tammy

    The wells fargo (or previous wachovia members) did not get paid today. It will probably be Saturday as well

  • Becca

    Does anyone know about Langey Federal Credit union. I know it was the same as the Feb. Pay dates but my records with them dont go back that far.

  • brandon

    Does anyone have columbus bank and trust? Anyone know if it will go through tonight with that bank?

  • We’re with USAA & got paid today, Friday.

  • jennifer

    we have navy fed and got our money today.. just thought i’d let you guys know to recheck your accounts it posted late i guess.

  • fitz

    allsouth federal credit union out south carolina. got my check in bank account this afternoon around 1600

  • chris

    So if I have bank of america am I getting payed by tomorrow morning? Some one let me know who has boa?

  • eric

    hmm my navy fed account did not post yet, should i call them up or keep refreshing the page

  • Suz

    I have had BOA for almost 10 years and I have never had a Saturday morning deposit. I hope you all are right, but I just can’t see that happening

  • Aric Reid

    NFCU posts their accounts in staggered batches. So some people will get theirs before others. To my knowledge its random.

    For Armed Forces and NFCU, you almost always get paid on the night of the business day prior to the 1st or 15th. So, if the first is on monday, you’ll get paid friday night. If its on saturday, itll still be friday night.

  • kevin

    suz, so when did it come in for you? did you get it monday morning?

  • Suz

    Kevin, Do you mean previous checks? I’m not 100% sure but I thought before that if it had landed on a Monday that we would had received it Thursday night (a little earlier for me being stationed on Hawaiian time). Again, not 100% sure. I do know if it landed on a weekend day it was Thursday night/early Friday morning, never on a Saturday.

    It would be great if it does, I am just going on my own past experiences.

  • Sunshine

    I have NFCU and live in Nevada. My online access was saying there was a deposit pending a few hours ago. Now it doesnt show any deposit, pending or available. Darn you paycheck, get here man!

  • sunshine

    Paid 10pm (nv time). WooHoo

  • eric

    yay getting payed‚ getting payed.

  • melanie

    this is just assanine. We bank with wells fargo f/k/a wachovia. In 22 yrs. I could swear that when monday was a payday or holiday our deposit with the navy showed up @midnight on thursday. I have checked almost nonstop thursday & friday to include friday @ midnight (making it technically saturday), 12:30 a.m., 1 a.m., 1:30 a.m. & 1:57 a.m. Saturday morning but still NOTHING. What the heck?

  • jacob

    i have BOA its 2am saturday morning still no deposit? n e 1 whit BOA get paid?

  • Nikki

    Melanie, Thank you! I could have SWORN he always got paid like that as well, but this weekend we didn’t so I am glad to see I’m not the only one who is having this issue. I thought they messed something up since my husband is away on training and we got advanced TLA.

  • Jackie

    Wachovia/Wells Fargo got paid.

  • Brad

    Anyone with BoA with a normal account been payed yet? I am waiting for my GI Bill payment.

  • danielle

    i have bofa and still no deposit yet. im in pacific time and usually it is deposited around 3/4am

  • Brad

    Thank you danielle

  • danielle

    has anyone else with bofa got paid yet?

  • tammy

    Guess wells fargo members get paid in batches also because its 536 am and i still dont see a deposit.

  • tammy

    wells fargo/wachovia members got paid

  • dawn

    BOA,just checked account at 4:45am PST got paid

  • Teresa

    Have not been paid from BOA yet, 1616hrs(UAE)


  • Dan

    i have USAA and havent been paid yet

    • Dan, that doesn’t sound right. I’d call them.

  • jennifer

    isnt everyone looking foward to the fact that next payday is also on a monday and it will be the same frustration of not knowing when you can expect your money? 1st and 15ths that fall on mondays are so frustrating.. anyway- i was told yesterday that navy federal , they pay in batches, and that not everyone WILL get paid friday, some people wait till sat, and that it alternates, so if we got paid this time on friday, next time it will be sat.. anyone know if that is true?

  • tasha

    I have aberdeen proving ground federal credit union and my pay is pending and it is dated for sept 1st does that mean i will receive it at midnight on monday?