September: Tracking My Spending

I keep saying that I'm going to write down every single cent that I spend.  And I need to, because I clearly don't have a very good idea where all my money is going.  For some reason, unfortunately, it seems like something that I have to start at the beginning of the month.  (Yes, I know that this is irrational.)

Anyway, today is September 1st and (due to a great sale at Five Below) I am the owner of a snazzy new psychadelic looking notebook and I am going to write down my spending this month.  Every darn cent of it.  I challenge you to do the same thing.  I think it is going to be either fascinating or discouraging to see where I'm spending money.  Either way, you can't make changes unless you know where you are beginning, so here is the start.

Note:  You certainly don't have to go out and buy something new for this, in fact, I encourage you not to for I'm sure that you have something adequate in your house.  I have this thing for office supplies and I always succumb when shopping for the new school year.  I'm just glad that I have made up a use for this notebook that I purchased.

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.