Three Ways to Keep Track of Your Credit Card Purchases

For those of us who do choose to use credit cards, keeping track of your purchases is important.  I'm not good at it at all, so I've been researching and brainstorming ways to keep track of my purchases.  Here's the best of what I've found:

  1. Keep all the reciepts, and log them (paper, computer, whatever) at home.
  2. Keep a folded index card wrapped around your credit card, and write down each transaction before you sign the credit card slip.
  3. Keep your credit card(s) in a checkbook cover with a checkbook register in it.  Use the checkbook register to keep a running tally of your purchases each billing cycle.

I'm sure there are more good ways to keep up with your charges, other than just waiting to pay the bill at the end of the month.  What do you do?

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.
  • I keep the receipts but only as a check. I use iBank (Mac only –” target=”_blank”>; which is set up to either download directly or use web download within iBank to download the transactions as often as I want to during the month. I get a complete picture ahead of time and I don’t have to type anything in, just verify against receipts. I do the same for my bank accounts. Very nice function (I switched from deluxe Quicken and don’t miss it at all) and works with financial institutions that don’t want to pay Intuit’s extra fees for Quicken access.