Quotable: Ludwig van Beethoven

"Recommend virtue to your children; it alone, not money, can make them happy. I speak from experience.”

About the Author

Kate Horrell
Kate Horrell is a military financial coach, mom of four teens, and Navy spouse. She has a background in taxes and mortgage banking, and a trove of experience helping other military families with their money. Follow her on twitter @realKateHorrell.